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The Importance of Budgeting

Writer's picture: John CasertaJohn Caserta

Nathalie Edeen:


Working with clients that range from age 22 to age 90, we always come across one common denominator, NOBODY likes to create a budget! And I don’t blame them! Creating a budget can be tedious, time consuming and can even at times reveal detrimental financial habits. But, whether the objective is to determine retirement income and wealth preservation, or pay off credit card debt and student loans, the first step always is to create a budget. Budgeting can help center your focus, prepare for emergencies, ensure you don’t spend money that you don’t have, and can even help relieve emotional stress!

Check out this quick YouTube tutorial on setting a budget and sticking to it!


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Securities and investment advisory services offered through Hornor, Townsend & Kent, LLC. Registered Investment Adviser. Member FINRA/SIPC. 600 Dresher Road, Horsham PA 19044. 800-873-7637, www.htk.com. Caserta & de Jongh, LLC is unaffiliated with HTK.  HTK is a wholly-owned subsidiary of The Penn Mutual Life Insurance Company. HTK does not provide legal and tax advice. Always consult a qualified tax advisor regarding your personal tax situation and a qualified legal professional for your personal estate planning situation. 

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